Fairbridge Asset Management is a specialized, asset-based private and bridge lender that originates, underwrites and funds high-yield, short-term mortgage loans to professional real estate investors and developers throughout the United States.
With an estimated mortgage portfolio of $325M, Fairbridge provides commercial financing for multifamily, mixed-use, condominium, land, light industrial, retail, self-storage, build-to-rent (BTR), single-family rental (SFR), medical office and hotel properties. Its lending platform includes acquisition, acquisition and development, construction, bridge and refinancing loans.
The lender’s typical loan term is 12 to 24 months, offering borrowers fast, short-term financing to provide immediate and flexible cash flow for competitive offers and to cover the gap between acquiring a new property and selling an existing one.
Fairbridge offers a minimum loan amount of $4M and a maximum of up to $100M for larger sponsors, with rates starting at SOFR+ 450 basis points and a 1% to 2% origination fee.
The lender was recently mentioned in a Crittenden Report story highlighting that debt fund and private money lenders will be extremely active in the BTR and SFR sectors in 2026.
The article notes that construction financing for strong BTR development will be more available going forward. As more projects continue to lease up, and as the sales market remains slow, many developers are expected to bridge out of their construction loans. As a result, the bridge market will be highly competitive for lease‑up deals beginning at around 20% leased.
The article further explains that lenders will provide 65% to 80% LTC for construction loans, and bridge deals will see 65% to 85% LTV. Loans will be sized based on the takeout at completion, stabilization and refinance. Borrowers will see rates start at SOFR+ 450 basis points.
