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Life companies are planning to have an active 2026

Images: JHVEPhoto, wolterke, Muhammad Muhdi from Adobe Stock/Crittenden Report illustration
Life company allocations have grown, something that is expected to continue into 2026. LC lending has been steady; however, it could start to slow as they meet allocations for the year, typically around October. Underwriting will remain conservative, although LCs could become more aggressive to win multifamily loans from the agencies. Keep an eye out for them to consider riskier deals as a way to grab yield.

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Sara Havlena

Havlena is the editor-in-chief of Crittenden Real Estate magazine and The Crittenden Report: Real Estate Financing, Retail Tenants Report and the Multifamily Report and their respective websites. She has been an editor with Crittenden since 2007 and worked on a variety of real estate publications during her time at the company covering a wide range of topics from restaurant expansion to real estate developers. She has been the lead reporter and editor of Crittenden’s flagship publication, The Crittenden Report, since 2011. She has a degree in Print Journalism from Cal State Fullerton, and resides in Orange County, Calif.

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